Contractor of Record
3.5–5.5%
of payout volume
Mellow Partner
Custom
based on volume
Tell us how your team works and where your contractors are, and we’ll point you to the right setup.
Contractor of Record 3.5–5.5% of payout volume | Mellow Partner Custom | |
|---|---|---|
| Coverage | ||
| Contracting model | Indirect — your contract is with Mellow, not the contractor | Direct or indirect + EoR via partner |
| Countries covered | 150+ | 150+, custom |
| Hard‑to‑reach regions | Included | Included |
| High‑risk jurisdictions | Included | Included |
| Taxes and compliance | ||
| Who holds the contract | Mellow, as your subcontractor | Either, depending on the contractor |
| Entity jurisdiction selection | Not included | Included |
| Misclassification protection | Included | Included |
| Contract templates | Locally compliant, ready to use | Custom contracts |
| Audit trail & reporting | Included | Custom |
| Talent mask — hide contractor details | Included | Included |
| Tax and legal support for contractors | Included | Included |
| Custom contracts and IP terms | Not included | Included |
| Enhanced KYC, plus custom contractor screening | Not included | Included |
| Compliance Watchtower | Not included | Included |
| Payments | ||
| Currencies | 30+ | 30+, custom |
| Mass and one‑time payments | Included | Included |
| Invoice management | Included | Included |
| Recurring and scheduled payments | Not included | Included |
| Payouts in local currency | Not included | Included |
| ACH and SWIFT | Not included | Included |
| Crypto payouts | Included | Included |
| Priority payouts | Not included | Included |
| Payment tracking | Real‑time | Real‑time + webhook events |
| Onboarding and KYC | ||
| KYC and AML verification | Included | Enhanced, with custom screening |
| Document collection (ID, tax forms) | Included | Custom workflows |
| Background checks | Not included | Included |
| Platform and support | ||
| AI‑native, with MCP / API access | Included | Included |
| Custom automation setup | Not included | Included |
| Custom roles and permissions | Not included | Included |
| Dedicated manager and communication channel | Not included | Included |
| Digital nomad visa support | Not included | Included |
| Custom flows and features | Not included | Included |
| Multiple‑entity management | Not included | Included |
| Dedicated Integration team | Not included | Included |
| Contractor search | Included | Scout Ultra for hands‑on sourcing |
| IP rights transfer | Included | Included |
| Support | Everyday | Dedicated support line |
| Onboarding and setup | Self‑serve + chat/email support | Dedicated setup manager |
| Training and resources | Knowledge Hub | Custom training for your team |
| SLA | Standard | Custom |
| Audit log retention | 3 years | Full history |
| Integrations | ||
| Webhooks | Not included | Included |
| Accounting | Not included | Included |
| HRIS | Not included | Included |
FREE
AI Scout sources and shortlists candidates within 48 hours, free to start. Bring them onto Mellow to pay and manage whenever you’re ready.
No. All fees are included in your rate. You can choose to cover the full fee yourself or share it with your contractor.
With Contractor Management, you stay the contracting party — Mellow runs the payouts and admin while you keep the direct relationship. With Contractor of Record, Mellow becomes the contracting party, so the compliance of engaging contractors moves to us, including in challenging markets and high‑risk jurisdictions.
New Contractor of Record clients start at 3.5% of payout volume for their first three months. After that, your rate settles between 3.5% and 5.5% based on monthly volume — the more you pay out, the lower your rate.
Contractor Management covers 100+ countries. Contractor of Record reaches 150+, including operationally complex markets and regions with limited payment access that most global platforms can’t serve.
Contractor of Record is for engaging contractors, not employees, so it isn’t the same as EoR. When employment is involved, full EoR is available through our partners on the Mellow Partner plan.
None. You pay the flat fee on Contractor Management or the percentage of payout volume on Contractor of Record — and nothing on top of that. On the Mellow Partner plan, custom payment fees are agreed openly upfront.
Yes. Many teams use Contractor Management for most contractors and Contractor of Record for those in high‑risk jurisdictions. Talk to our sales team, and we’ll recommend the right combination for your business.
Global Invoicing
No subscriptions, no hidden fees
5%
of the transaction amount
Enter the amount you’re charging, and we’ll show what your client pays and what you take home
Fee paid by
You receive
$ 952.38
Client pays
$ 1,000
Mellow fee — 5%. Withdrawal fee — 0%.
Sign up, create an invoice, and send it to your client — the whole thing
takes only a few minutes.
Sign up on the website or in the app.
Important: your client must be a business entity.
No. Mellow acts as a legal intermediary between you and your clients. Your client pays the invoice made out to our company, and we pass the money on to you.
You can withdraw to a bank card, bank account, the SEPA zone, an e‑wallet, or a crypto wallet. The methods available to you depend on your country — you’ll see the exact list in your account once you sign up. A single withdrawal can be split into parts and sent to different bank accounts.
Your client pays the invoice in dollars or euros. You can withdraw it in dollars, euros, or your own country’s currency.
Yes, you can withdraw funds as USDT to a crypto wallet, wherever the law allows it.
90% of payments arrive within a few minutes. At most it takes 6 business days, and only when extra verification is needed or a technical issue comes up.
That’s what Secure Deal is for: we freeze your client’s funds until you both confirm the work is complete. Once it is, we transfer the money to you.
Just one fee — 5% of the transaction amount. Withdrawals cost nothing, and you pay only after your client’s money reaches you. No subscriptions, no hidden fees.
Everything is generated automatically in your account: a work completion certificate and an invoice for every deal, plus an offer agreement when you sign up.